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Ready to save on your next Auto Loan?

Looking to purchase a new car?

Get pre-approved nationwide2 for a used auto loan and begin shopping for your next car.

With ECCU auto loans, you can take advantage of:

  • No payments for 90 days3
  • Terms up to 84 months
  • No application or funding fee
  • Low rates for low monthly payments.

Use our Auto Loan Calculator to estimate your monthly payments!

Get Pre-Approved for an Auto Loan today, with our easy online application!


Live in one of these seven states? CA, AZ, TX, CO, TN, NC, VA. Enjoy an even simpler funding process with a local dealer in your state.

1Rates published are Annual Percentage Rates. Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. Current APR listed are the rates as of July 12, 2017. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. For current rates, call Member Services 800.325.4652.

2ECCU finances loans nationwide, excluding Pennsylvania.

390-day deferred payment option for qualified borrowers. Interest accrues immediately.

*Loan payment estimates based on a $25,000 auto loan. Estimated payment based upon 740+ borrower credit score

The auto loan payment calculator is provided to help you estimate your monthly payment. Results are estimates only and are not guaranteed. The terms and conditions offered by ECCU will differ and may affect the results of the calculator. If you have specific questions regarding your financial situation, please contact your financial advisor.