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Positive Pay & ACH Blocks and Filters

Control whether to pay or reject individual charges

Best suited for small businesses making 100 or more payments per month.

Protect your small business against the risk of loss associated with check or ACH fraud.

Our Positive Pay and ACH Blocks and Filters services are fraud prevention tools that help you detect and stop fraudulent transactions before they post to your account.

With online safeguards in place, you can have peace of mind knowing that only checks you’ve created and ACH transactions you've authorized are paid.

Positive Pay

Protect your ministry against fraud with this service designed to help you detect and stop fraudulent checks before they post to your account.

How It Works

You tell us which checks are valid by uploading a file or entering checks you’ve issued. ECCU will automatically pay these checks, and all other checks will be considered exceptions and presented to you to approve or decline.

ACH Blocks and Filters

Add another layer of fraud protection with this service that prevents unauthorized ACH debits and credits from posting to your account.

How It Works

Simply let us know which ACH transactions are allowed to post to your checking account. Any ACH payment that’s not on your list is presented for you to approve or decline.

Benefits

  • Quickly and easily ensure transactions are valid.
  • Protect against losing money.
  • Peace of mind knowing your financial resources are protected.

Protect your resources with intelligent fraud monitoring.

To learn more about Positive Pay and ACH Blocks and Filters and to see if your account qualifies for these services, talk to a Relationship Manager today by calling (800) 921-1130.

Rates & Fees

Positive Pay

Monthly Maintenance (Per Account): $40
Per Exception Item: $2
Per Exception Return: $10

ACH Blocks & Filters

Monthly Maintenance (Per Account): $25
Monthly Maintenance with Positive Pay (Per Account): $15

See the schedule of fees for all accounts and fees.