Common Cents

Simple Steps to Building Budget-Minded Kids

Children learn math, English and science skills in the classroom, but most schools have abandoned teaching basic financial literacy. Surprisingly, even institutions of higher education aren’t fulfilling the need. About 57 percent of millennials believe that college failed to teach them personal finance skills, according to a Generation Opportunity survey. [read more]

Category: Common Cents

Why should you work with a financial advisor?

One way to think about this question is to look at other areas of your life. If you aren’t handy, you hire licensed contractors to do maintenance or repair work on your home. If you’re not mechanical, you take your car to a certified mechanic to get it serviced. [read more]

Category: Common Cents

10 Steps to Taking Control of Your Finances

Pop quiz: Do you control your finances – or do your finances control you? If you’re living paycheck to paycheck, troubled by credit card debt or lacking an emergency fund, you’re not in charge. Although the thought of managing your finances can seem overwhelming, it doesn’t have to be. [read more]

Category: Common Cents

The Four Types of Budgets Every Millennial Needs to Know

If budgeting is a foreign concept to you, you’re not alone. After all, two-thirds of Americans don’t prepare budgets to track their incomes and expenses, according to Gallup’s annual Economy and Personal Finance survey. Given the lack of financial planning, it’s probably not surprising that 63 percent of Americans don't have enough savings to cover a $500 emergency, according to a Bankrate survey. [read more]

Category: Common Cents

Budgeting on the Go

If you want something done, ask a busy person – or so goes the adage. What secrets of productivity have busy people discovered, and how can you unlock these mysteries to get ahead in 2017? When it comes to money management, many busy people rely on [read more]

Category: Common Cents

Budget Your Way to Achieving 2017 Financial Resolutions

Money is on Americans’ minds as they make new year’s resolutions. GOBankingRates.com found that money is what Americans think about most. Chief among their resolutions is the goal of saving more and spending less. And guess what tops all financial resolutions? Creating a budget and sticking to it. [read more]

Category: Common Cents