Your Membership Could Mean Millions to Missionaries
Imagine that tomorrow morning your coffee shop adds a $6 fee onto the cost of your latte. It’s the same java, just more expensive. What if that fee continues every day—and it’s also added to every other purchase you make, even for necessities? Sounds a little ridiculous, doesn’t it? Yet, each day, missionaries face similar or even greater international fees every time they use a credit card, access an ATM, or send a wire transfer outside the states. Without an alternative, a missionary can waste hundreds and even thousands of dollars per year on these fees. [read more]
What to Know Before Using Credit Cards Abroad
International travel can be tricky. From practicing proper mass-transit etiquette (no eye-contact, please) to converting your cash without losing your shirt, each new destination presents unique challenges for missionaries. [read more]
Should I cancel my credit cards?
Early in our marriage, my wife and I applied for a flurry of credit cards for a variety of important reasons: building our credit history, earning large discounts, getting a free hat. But after the cards had served their original purpose, we paid them off and eventually found ourselves with a desk drawer full of cards that were rarely, if ever used. We wanted to be responsible, but we weren’t sure what to do. [read more]
How to Avoid Surprises at Tax Time
Are you one of those people for whom tax time is nervous time, kind of like going to the dentist? You aren’t sure whether something unpleasant, like a cavity, is going to turn up? One way to reduce this anxiety is to know what the IRS requires of US citizens living and working abroad. [read more]
You think saving money is hard? Try weathering a crisis without savings.
Most people know that saving money is important. But knowing and doing something about it are very different things. Let’s face it. Saving is a difficult discipline, which at least partly explains why “6 in 10 Americans don’t have $500 in savings.” [read more]
When You Live Outside the US, It Does Matter where You Bank
Why would more than 4,000 missionaries living all around the world choose to bank with a credit union in Southern California? You may be one of those missionaries. I’m not, but as an ECCU relationship manager, I get to serve many of them indirectly by working with their sending agencies. Sometimes I even get to serve alongside them on the field on short-term trips. [read more]