Ministry First Construction Loan


You’re building more than a facility.

We understand that you’re building more than a church, school, or ministry facility. You are investing resources to build the kingdom. We also know the significant role that financing can play in your project. The Ministry FirstSM Construction Loan lets you focus on building what truly matters. People.


A Ministry First Construction Loan provides:

  • A rate incentive when you bank with ECCU
  • No prepayment penalty
  • Lower costs since performance bonds are generally not required
  • Contingency reserves to cover unplanned cost overruns
  • No required personal guarantees
  • Interest-only payments during construction
  • Locked-in fixed rate
  • Construction and permanent financing combined to reduce paperwork and costs.
  • Construction administration support throughout your project


Expansion and Growth

You need room to grow and pursue your vision. ECCU’s specialized financing and cash management financial services can provide your solution for expansion and growth.