Line of Credit


Keep the cash flowing.

When managing your ministry’s cash flow, you sometimes need help with expected—or unexpected—expenses or occasional dips in giving. A line of credit (LOC) puts more money in your account when you need it.


An operational or equity LOC helps you more effectively manage ministry funds with:

  • Guaranteed access to funds for operational expenses or short-term access to funds for specific needs, such as renovating your facilities
  • A safe alternative to maintain adequate level of reserves for planned and unplanned expenses
  • Interest charged only as monies are used


Managing Ministry Funds

When managed wisely, all the funds donated to your ministry can significantly increase your potential for kingdom impact.

Expansion and Growth

You need room to grow and pursue your vision. ECCU’s specialized financing and cash management financial services can provide your solution for expansion and growth.