Financial responsibility starts with a Kasasa® checking account from ECCU. To build a solid foundation for your family, you need a great team. ECCU has partnered with Kasasa to offer the best in cash back rewards, so every purchase brings you closer to your financial goals. Our community is stronger when we give back.
Now earn 4.5% cash back on debit card purchases & refunded ATM fees.
Earn 3.00% APY1 on your checking account balances.
Collect and grow your rewards with the Kasasa Saver® account.
Free Kasasa Saver® Account
Exclusive to Kasasa checking account holders, this account collects and grows your earned Kasasa checking rewards! Every month, your earned cash checking rewards and ATM withdrawal fee refunds will sweep to this account. You’ll even earn dividends on your Kasasa Saver balance while building your savings effortlessly. Find out more here.
Looking for a checking account without rewards? Click here to learn more about our basic checking account
It’s never too early to start understanding money. Start Young Accounts give hands-on experience with budgeting and finances. And while you monitor their progress and set limits, you are also reinforcing godly values about money that will continue to grow with them.
KIDS TAKE ADVANTAGE OF:
No monthly fees or overdraft*
Online, in-store and ATM transactions
PARENTS TAKE ADVANTAGE OF:
Easy deposits and transfers
Full parental controls over spending limits
24/7 parental monitoring and alert options
Automatically link your ECCU card to all your favorite online vendors using CardSwap, our online card management tools.
Quickly update online subscriptions, services and shopping cart payments to your ECCU debit or credit card.
Seamlessly replace expired or lost card information anytime your card status changes.
Set payment for more than 50 of your most popular online subscriptions sites and services—all in one place.
1APY (Annual Percentage Yield)
Above Advertised Kasasa Cash APY and tiers are effective through 8/31/2020. Effective 9/1/2020, When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 earn a dividend rate of 2.96% that results in an APY of 3.00%; and daily balances over $10,000 earn a dividend rate of .25% on the portion of the daily balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account's daily balance.
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle:
That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa account is still free.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" differs from the current statement cycle. Contact member services at 800.634.3228 or internationally at 714.671.5705. or reference any of the Kasasa Truth In Savings Disclosure documents for specific Monthly Qualification Cycle dates.
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:
Depending on your Kasasa account, when your qualifications are not met, account reward distributions are not made and only the non-qualifying Annual Percentage Yield is earned in interest bearing accounts.
Cash back refunds will be credited to the appropriate account on the last business day of the current statement cycle.
Dividends will be credited to the appropriate account on the last business day of the current statement cycle.
The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs.
Dividend Rates, tiers, rewards and bonuses are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Membership restrictions may apply. Kasasa accounts are available to individuals 18 years and older.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account.
$25.00 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
Advertised information and rewards are based on all account qualifications being met during each cycle period.
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.