For updates on COVID-19 help and service, click here | To apply or start the forgiveness application on PPP, click here.

KASASA CASH

CHECKING ACCOUNTS.
Together, we are taking banking back.

Choose free checking that earns cash rewards — and refunds on ATM withdrawal fees! Our Kasasa® accounts put more of your money, back into your pocket.

Compare our featured Kasasa® free checking accounts side-by-side:

BEST FOR
REALLY HIGH DIVIDEND
Monthly Rewards
  • 3.00% APY1 on balances up to $35,000
  • 3.00% to 0.96% APY on balances over $35,000 depending on balance in account*
  • 0.05% APY if qualifications aren’t met
Monthly Maintenance Fee
None
Refunds on ATM Withdrawal Fees, Nationwide*
Up to $25 per month*
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Minimum Opening Deposit
$25
MOST POPULAR
BEST FOR
CASH BACK
Monthly Rewards
  • 4.5% cash back on debit card purchases*
  • Cash back earned on up to $200 monthly
  • Up to $108 cash back per year, $9 per month
Monthly Maintenance Fee
None
Refunds on ATM Withdrawal Fees, Nationwide*
Up to $25 per month*
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Minimum Opening Deposit
$25
BEST FOR
SAVINGS
Monthly Rewards
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • 1.00% APY1 on balances up to $100,000*
  • 1.00% to 0.63% APY on balances over $100,000 depending on balance in account*
  • 0.05% APY if qualifications aren’t met*
Monthly Maintenance Fee
None
Refunds on ATM Withdrawal Fees, Nationwide*
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Minimum Opening Deposit
$25

Looking for a checking account without rewards? Click here to learn more about our basic checking account.



1APY (Annual Percentage Yield)

See Kasasa Cash, Kasasa Cash Back, and Kasasa Saver pages to see full details

Upcoming Changes:

Above Advertised Kasasa Cash APY and tiers are effective through 8/31/2020. Effective 9/1/2020, When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 earn a dividend rate of 2.96% that results in an APY of 3.00%; and daily balances over $10,000 earn a dividend rate of .25% on the portion of the daily balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account's daily balance.

*Qualification Information:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Go Paperless by opting out of paper statements
  • Be enrolled in and log into online banking

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa account is still free.

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" differs from the current statement cycle. Contact member services at 800.634.3228 or internationally at 714.671.5705. or reference any of the Kasasa Truth In Savings Disclosure documents for specific Monthly Qualification Cycle dates.

*Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

  • Dividends on your checking account balances (Kasasa Cash)
  • Dividends on your savings account balances (Kasasa Saver)
  • Cash back on debit card purchases (Kasasa Cash Back)
  • ATM Withdrawal Refunds Nationwide (Kasasa Cash and Kasasa Cash Back)

Depending on your Kasasa account, when your qualifications are not met, account reward distributions are not made and only the non-qualifying Annual Percentage Yield is earned in interest bearing accounts.

Cash back refunds will be credited to the appropriate account on the last business day of the current statement cycle.

Dividends will be credited to the appropriate account on the last business day of the current statement cycle.

The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs.

Dividend Rates, tiers, rewards and bonuses are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply. Kasasa accounts are available to individuals 18 years and older.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

Qualifications, rates, rewards, fees, account specifics and restrictions may vary by account.

$25.00 minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.