Identity Theft

"My purse was stolen in December 1990. In February 1991, I started getting notices of bounced checks. About a year later, I received information that someone using my identity had defaulted on a number of lease agreements and bought a car. In 1997, I learned that someone had been working under my Social Security number (SSN) for a number of years. A man had been arrested and used my SSN on his arrest sheet. There's a hit in the FBI computers for my SSN with a different name and gender. I can't get credit because of this situation. I was denied a mortgage loan, employment, credit cards, and medical care for my children. I've even had auto insurance denied, medical insurance, and tuition assistance denied." (From a consumer complaint to the Federal Trade Commission, January 2, 2001)

Identity Theft

Years ago, identity theft was something that happened to someone else. In 2005, identity theft affected close to 3.25 million Americans with charges of goods and or services estimated at $10,200 per incident on average. Identity theft is now considered the fastest growing crime in the nation. Protect your identity by being aware of Internet scams.

For a listing of current scams and fraudulent e-mail attempts, visit the Federal Trade Commission's website at www.ftc.gov/idtheft. This site offers sound advice and articles such as "How to Prevent Identity Theft" and "What to Do if Your Identity is Stolen."

ECCU Policy

ECCU will never request personal identification or account information from you via our website or through e-mail. If you receive any e-mail requesting this information, be suspicious, do not respond, and notify ECCU.

Be Aware

Identity thieves are successful because they can replicate a website and lead unsuspecting victims to believe the request is genuine. For more information on what to do if you receive one of these e-mails, visit the Federal Trade Commission website at www.ftc.gov/idtheft.

Resources

Federal Trade Commission: www.ftc.gov/idtheft

Social Security Online: www.ssa.gov/pubs/idtheft.htm