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Cover fees with your account balance
Designed for churches and ministries with high transaction activity or advanced cash management needs.

Analyzed Checking

Analyzed Checking is a full service account ideal for organizations, churches or schools that have a higher volume of transactions that want a flexible account, high earnings and advanced cash management features.

Account includes:

  • An earnings allowance leveraged on balances that can offset activity and maintenance fees
  • Unlimited check writing
  • Ease of monitoring monthly activity
  • No minimum balance to maintain
  • Visa® Business Check Card with EMV chip technology
  • Secure account access through online banking

Rates & Fees

0.25% Earnings Allowance Rate


Minimum Opening Deposit
$200
Monthly Maintenance Fee
$15
One Time Membership Fee
$25
Requirements to Waive Fees
An earnings allowance may offset activity and maintenance fees

Rates Effective: January 01, 2021

Transaction Fees

Domestic check deposited
$0.11
Electronic Credit/Debit
$0.10
Cash/Coin Deposited
$0.15 per $100
Online bill pay (includes 25 payments per month)
$10 per month

Please refer to ECCU's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 800.921.1130 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.