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Save time. Save fees.
For churches and ministries with up to 300 monthly transactions.

Ministry Checking

This flexible and affordable checking account is ideal for churches and ministries with moderate monthly transaction activity who still want an easy-to-manage business account. Keep it free with just six point-of-sale transactions per month with your Visa® business check card.

Account includes:

  • Up to $10,000 cash/coin deposited per month
  • Free online & mobile banking
  • A total of up to 300 combined transactions per month
  • Visa® Business Check Card with EMV chip technology
  • Secure account access through online banking
  • Low fees and uncomplicated pricing

Rates & Fees

0.05% APY with no minimum balance


Minimum Opening Deposit
$200
Monthly Maintenance Fee
$20
Requirements to waive maintenance fee
$20,000 Minimum Daily Balance, $25,000 Average Daily Balance or 6 point-of-sale transactions per month with Visa business check card
One Time Membership Fee
$25

Rates Effective: January 01, 2021

Transaction Fees

Up to $10,000 cash/coin deposited
Free
Over $10,000 Cash/Coin Deposited
$0.30 per $100
Up to 300 transactions (includes all checks paid, check and cash deposits, electronic transfers and payments, point-of-sale transactions, etc.
Free
Over 300 Transactions
$0.30 each
Online bill pay
$10 per month

1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings.

Please refer to ECCU's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 800.921.1130 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.