Sweep Accounts


Maximize your money with an ECCU Sweep Account

Zero Balance Checking (ZBA): An analyzed checking account for larger organizations with multiple departments, field offices, or organizations, the ZBA maintains a $0.00 balance by automatically transferring funds to and from a primary analyzed checking account.

Ministry Bonus Sweep Checking: An analyzed checking account that allows organizations to automatically invest excess cash in an overnight, high-yield investment account based on a minimum target balance of $50,000 or greater. Funds exceeding the target balance are automatically swept into a Ministry Bonus Investment Account.

Turn your excess cash into earnings with a Sweep Account:


  • Effortless – Initiates free, unlimited sweep transactions
  • Beneficial - Earns dividends otherwise left unrealized
  • Convenient – Offers 24/7 online reporting and account access
  • Liquid – Allows fund availablity on a daily basis
  • Efficient - Reduces monitoring of daily balances and includes monthly statements
Online banking dashboard

*See the schedule of fees for all accounts and fees.