Sweep Accounts


Maximize your money with an ECCU Sweep Account

Zero Balance Checking (ZBA): An analyzed checking account for larger organizations with multiple departments, field offices, or organizations, the ZBA maintains a $0.00 balance by automatically transferring funds to and from a primary analyzed checking account.

Checking with Insured Money Market Reserve Sweep: A checking account option that, based on an established target balance, automatically moves money between an ECCU commercial checking account and ECCU’s off-balance sheet Insured Money Market Reserve deposit account. You get liquidity, a competitive rate and insurance all in one program. Available with select ECCU ministry and business checking accounts. Learn more.

Savings with Insured Money Market Reserve Sweep: A money market account option that, based on an established target balance, automatically moves money between an ECCU money market account and ECCU’s off-balance sheet Insured Money Market Reserve deposit account. You get liquidity, a competitive rate and insurance all in one program. Available with select ECCU savings and money market accounts. Learn more.

Turn your excess cash into earnings with a Sweep Account:


  • Effortless – Initiates free, unlimited sweep transactions
  • Beneficial - Earns dividends otherwise left unrealized
  • Convenient – Offers 24/7 online reporting and account access
  • Liquid – Allows fund availablity on a daily basis
  • Efficient - Reduces monitoring of daily balances and includes monthly statements
Online banking dashboard

*See the schedule of fees for all accounts and fees.