Ministry and Business Credit Cards

Visa® Business Credit Cards

A smart alternative to cash, checks, and personal credit cards, the Visa® Business Credit Card provides an easy way to pay everyday business expenses and reduces the need for expense reimbursement. With the Visa® Business Credit Cards, your ministry maintains the ability to track and detail business transactions for each credit card account. Credit cards include:

  • No personal guarantees
  • No international transaction fees
  • Low interest rate
  • Online reporting for individualized expense tracking
  • Unlimited number of employee cards
  • Ability to set and manage cardholder spending limits
  • 25-day grace period
  • Travel accident insurance
  • Auto rental collision damage waiver
  • 24/7 Visa® Customer Care and Emergency Assistance
  • Emergency cash disbursement or card replacement
  • Visa® zero liability protection* from fraud
  • EMV Chip technology for enhanced security and fraud protection (FAQs)

Rates and Fees:

  • $40 annual fee per card
    (Waived with 5 spending transactions. Payments, refunds and exchanges not included)
  • Fixed APR: 10.99%
  • International Transaction Fee: $0

*ECCU reimburses you for unauthorized credit transactions made at stores, ATMs, on the phone, or online when reported within 60 days of the statement date showing the unauthorized transaction. Qualified transactions do not include payment or returns. Certain limitations apply. See Visa® Business Credit Card Agreement for details.

See ECCU's Account Information and Fee Schedule for complete pricing and information.