Your savings + ECCU = More Ministry!
Ask us about a 6 month rate increase for new members.

Ministry Savings Accounts

Your organization’s needs change. Pick the savings account that meets them!

Starting out, you just need a basic savings account. Later, it might be easier access to your funds or a higher interest rate. Whatever your organization’s savings needs are today, we offer an account to meet them.

Safe Savings Icon

Ministry Savings

This is your basic savings account. It’s economical and gives you easy access to your funds.

Savings Icon

Cash Reserves Savings

Save more and you should earn more, and you do with this high-yield savings account. You also earn a quarterly bonus when balances increase.

Savings Icon

Money Market Plus

You get better rates plus easy access to your funds (by check) with this money market account.

Cash Icon

Money Market Maximizer

You get great rates plus easy access to your funds (by check) with this highest-earning money market account.

Certificate Icon

Money Mover Certificate

With this high-yield certificate, you know how exactly much you’ll earn. PLUS...you have the flexibility of depositing more at any time and one penalty-free withdrawal per term.

Compare Money Market Accounts

Money Market Plus
Right for you if...
You want to earn more with easy access to your funds
Interest Rate
up to 0.40% APY1
Minimum Opening Deposit
$2,500
Monthly Maintenance Fee
$10
How to keep it free
$2,500 minimum daily balance
Money Market Maximizer
Right for you if...
You want better rates with easy access to your funds
Interest Rate
up to 0.37% APY1
Minimum Opening Deposit
$25,000
Monthly Maintenance Fee
$20
How to keep it free
$25,000 minimum daily balance
Ministry Bonus Money Market
Right for you if...
You want to earn more and save on other ECCU services
Interest Rate
up to 0.57% APY1
Minimum Opening Deposit
$25,000
Monthly Maintenance Fee
$20
How to keep it free
$25,000 minimum daily balance

Compare Savings Accounts

Ministry Savings
Right for you if...
You need a basic savings account
Interest Rate
0.17% APY1
Minimum Opening Deposit
$500
Monthly Maintenance Fee
$5
How to keep it free
$500 minimum daily balance
Cash Reserves Savings
Right for you if...
You save more and want to earn more
Interest Rate
up to 0.50% APY1
Minimum Opening Deposit
$10,000
Monthly Maintenance Fee
None
How to keep it free
Always free

Rates Effective: July 01, 2018


1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings.

Please refer to ECCU's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.