ATM & Debit Cards


Easy access to your funds.

You’ll receive a Visa® Gold check card when you open your Checking and Interest Checking account. You can also request one with your Money Market Savings account.

In the U.S.
You can use your Visa® Gold check card card to deposit and withdraw money in any CO-OP ATM in the U.S. for free*.

Internationally
Use your Visa® Gold check card in the Visa® / Plus Global ATM Network for cash access at over 2.2 million ATMs around the world.

Note: Withdrawals from a Money Market Savings accounts are limited to 4 per month, 3 may be by check.

*ECCU will not charge any ATM fees; however, non-CO-OP ATM fees may apply

With ECCU ATM & Check Cards...

  • Use your ATM or debit card for free at over 30,000 CO-OP Network ATMs in the United States. (The third largest ATM network in the country.)
  • Use your Visa® Gold check card at retailers nationwide and over a million ATMs in more than 100 countries.
  • Get cash - up to $1,000 a day with your Visa® Gold check card
  • Be more secure with EMV Chip technology with enhanced security and fraud protection (FAQs)

Common Transactions & Fees

Domestic ATM deposits in the CO-OP network: FREE
Domestic ATM withdrawals in the CO-OP network: FREE
International ATM withdrawals: $3.50 each
International Transaction Fee (ATM and point-of-sale): 1% imposed by Visa®

Note: Local bank networks or retailers may charge ATM withdrawal or cash back fees, which are disclosed before you complete the transaction.

See the schedule of fees for all accounts and fees.