Increase your Earnings

Choose the safe, steady growth of ECCU Certificates

Certificates of Deposit

Reach your personal savings goals with the flexible terms and reliable returns of ECCU Certificate accounts. Select from High Yield, Rate Bump and Promotional Certificates to secure your best rate. Review the certificate details below and find the features that meet your specific savings needs.

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High Yield Certificates

Rates up to 1.82% APY1

Select a term - 6 to 60 months - that best supports your savings plans and earn a guaranteed return with your rate locked-in for the duration of the term. Also available as Traditional and Roth IRAs.

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Rate Bump Certificates

Rates up to 1.66% APY1

Enjoy the security of a long-term certificate while knowing that if rates rise, you can take advantage of the higher rate.

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Promotional Certificates

Rates up to 1.25% APY1

Take advantage of being new to ECCU or bringing new funds to ECCU and choose this high promotional rate on a 19-month Fixed Rate or Rate Bump certificate.

1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings.

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government agency.