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Certificates

Reach your personal savings goals with the flexible terms and reliable returns of ECCU Certificate accounts. With our high-yielding Certificates, you will enjoy:

  • Higher return than traditional savings accounts
  • Flexible terms from 6 months to 5 years to support your specific savings plans
  • Deposits federally insured to the maximum allowed by law
  • Peace of mind knowing your funds are supporting ministry

Certificate Rates

ECCU offers a variety of certificates with terms from 6 to 60 months certificates. Just $1,000 to open.

6 Month Certificate

Opening Balance
Dividend
APY1
$0
1.45%
1.46%
$50,000
1.50%
1.51%
$100,000
1.55%
1.56%

1 Year Certificate

Opening Balance
Dividend
APY1
$0
2.05%
2.07%
$50,000
2.10%
2.12%
$100,000
2.15%
2.17%

2 Year Certificate

Opening Balance
Dividend
APY1
$0
2.40%
2.43%
$50,000
2.45%
2.48%
$100,000
2.50%
2.53%

5 Year Certificate

Opening Balance
Dividend
APY1
$0
2.90%
2.94%
$50,000
2.95%
2.99%
$100,000
3.00%
3.05%

Rates Effective: December 01, 2018

1APY is Annual Percentage Yield. APY assumes that dividends remain on deposit for one year. Withdrawal of dividends and fees could reduce earnings. Dividends are accrued daily and paid quarterly.

Additional deposits are not allowed (except during the grace period). Certificates will automatically renew at maturity (may not renew at the same rate or term).

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government agency.