Everything you need in your Checking account including...

Online Banking & Bill Pay

Mobile Banking

Debit Card

It’s simple, it’s convenient, and it’s free. No confusing fee structures. No tricky fine print. Simply opt out of paper statements and you don’t owe us a thing. Even better, you only need $25 to open an account.

Your ECCU Checking account offers all the benefits of banking with ECCU, plus:

  • FREE online & mobile banking
  • Free mobile check deposit. Deposit up to $10,000 a day!
  • Free online bill pay. Pay individuals up to $5000 a day. And pay bills up to $10,000 a day.
  • FREE online statements
  • Fee-free access to over 30,000 ATMs and 5,000 shared branches in the CO-OP network
  • Visa® Gold Check Card with EMV chip technology

Account Fees

Monthly Maintenance Fee
Paper Statement Fee
(waived when you go paperless)
Domestic ATM Withdrawals (through the CO-OP Network)
Online Bill Pay
Additional terms and conditions apply. See the schedule of fees for more information about this account.

Online & Mobile Banking

Manage your money wherever and however you want with convenient 24/7 access to a full suite of banking services. Transfer funds between accounts, pay bills, review monthly account statements, and much more.

  • Completely free
  • 24/7 account access for all your devices
  • Automatic bill pay
  • Mobile Check Deposit
  • Current and past account statements
  • Alerts by email or text message
  • Transfer funds between accounts

Learn more


We've made putting money into your account just as easy as getting it out. ECCU offers online, ATM, and paper methods for deposits:

  • Online transfers
  • Wire transfers
  • Direct deposit
  • ATM deposit
  • Mobile Check deposit
  • Deposit by mail

Learn more

Check Cards

Like our checking account, our cards are simple, convenient, and free. Use your Visa® Gold check card at retailers nationwide and over a million ATMs in more than 100 countries. And free use at over 30,000 CO-OP Network ATMs in the United States.

Through the CO-OP ATM Network you can:

  • Get cash – no ATM fee at CO-OP ATMs
  • Deposit cash or checks directly into your ECCU accounts

Learn more

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.