Enjoy totally free checking*, convenient online and mobile banking, and fee-free ATM access at nationwide CO-OP locations.

It’s simple, it’s convenient, and it’s free when you opt out of paper statements. Even better, you only need $25 to open an account.

Your ECCU Checking account offers all the benefits of banking with ECCU, plus:

  • Free online & mobile banking
  • Free mobile check deposit. Deposit up to $10,000 a day!
  • Free online bill pay. Pay individuals up to $5000 a day. And pay bills up to $10,000 a day.
  • Free online statements
  • Fee-free access to over 30,000 ATMs and 5,000 shared branches in the CO-OP network
  • Visa® Gold Check Card with EMV chip technology

*Account Fees

Monthly Maintenance Fee
Paper Statement Fee
(waived when you go paperless)
Domestic ATM Withdrawals (through the CO-OP Network)
Online Bill Pay

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.