Our premium Interest Checking account


Online Banking & Bill Pay

Mobile Banking

Debit Card

Interest Checking

All the benefits of banking with ECCU, plus:

  • Free online & mobile banking
  • Free mobile check deposit. Deposit up to $10,000 a day!
  • Free online bill pay. Pay individuals up to $5000 a day. And pay bills up to $10,000 a day.
  • Free online or paper statements
  • Fee-free access to over 30,000 ATMs and 5,000 shared branches in the CO-OP network
  • Visa® Gold Check Card with EMV chip technology

$10 monthly maintenance fee waived with $1,000 minimum daily balance or $5,000 combined balance.

Rates & Fees

0.10% APY with no minimum balance

Monthly Maintenance Fee
Requirements to Waive Maintenance Fee
$1,000 minimum daily balance or $5,000 combined balance
Domestic ATM Withdrawals (through the CO-OP Network)
Online Bill Pay

Rates Effective: August 01, 2017

See the full schedule of fees for more information about this account.

Online & Mobile Banking

Manage your money wherever and however you want with convenient 24/7 access to a full suite of banking services. Transfer funds between accounts, pay bills, review monthly account statements, and much more.

  • Completely free
  • 24/7 account access from any device
  • Automatic bill pay
  • Mobile check deposit
  • Current and past account statements
  • Alerts by email or text message
  • Transfer funds between accounts

Learn more


We've made putting money into your account just as easy as getting it out. ECCU offers online, ATM, and paper methods for deposits:

  • Online transfers
  • Wire transfers
  • Direct deposit
  • Mobile check deposit
  • ATM deposit
  • Deposit by mail

Learn more

Check Cards

Like our checking account, our cards are simple, convenient, and free. Use your Visa® Gold check card at retailers nationwide and over a million ATMs in more than 100 countries. And free use at over 30,000 CO-OP Network ATMs in the United States.

Through the CO-OP ATM Network you can:

  • Get cash – no ATM fee at CO-OP ATMs
  • Deposit cash or checks directly into your ECCU accounts

Learn more

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.