Checking Accounts for Every Stage of Life
Your checking account should reflect you and your lifestyle because not everyone has the same needs. Whether you are looking for a basic checking account or an account that teaches your child how to manage their money responsibly, AdelFi offers the checking solution to match your unique needs. Most importantly, we give you all the tools to access your money via our online banking and mobile app.
Digital Banking and Financial Tools
30,000 surcharge-free ATMs
Financial Stewardship Courses
0.15% APY1
Digital Wallet
Connect your debit card and credit card to your mobile phone to simplify your payment and checkout processes with Digital Wallet. AdelFi proudly offers Apple Pay, Google Pay, and Samsung Pay for our members.
Online & Mobile Banking
Access your accounts on your time from almost anywhere. With AdelFi’s digital banking on the web or with our mobile app, you can access your accounts, make payments, transfer money between accounts, and many other things, including monitoring your credit score with one convenient login. Learn more about our online and mobile banking services.
Checking Account Resources
Debit Cards
You will use your checking account almost every day, and you need a tool that allows you to easily access your money. With AdelFi’s VISA® Gold Check Card, you can make purchases anywhere VISA is accepted. This gives you the ability to shop with millions of retailers around the world both in person and online. Key card features include:
- Use your ATM or debit card for free at over 30,000 CO-OP Network ATMs in the United States (The third largest ATM network in the country)
- Use your Visa® Gold check card at retailers nationwide and over a million ATMs in more than 100 countries
- Get cash - up to $1,000 a day with your Visa® Gold check card
- Be more secure with EMV Chip technology with enhanced security and fraud protection
Compare AdelFi Checking Accounts
| Basic Checking | Interest Checking | Start Young Spending | |
|---|---|---|---|
| Online Application | Apply Now | Apply Now | Apply Now |
| Right for you if... | You want the basics. | You want to earn dividends. | You want to teach your kids banking. |
| Dividend Rate/APY | None | 0.15% APY1 Minimum daily balance to earn dividends is $100. | None |
| Monthly Paper Statement Fee | None | None | None |
| Minimum Opening Deposit | $25 | $25 | $25 |
| Free Credit Monitoring | Yes | Yes | No |
| Free Financial Tools | Yes | Yes | No |
| Free Online & Mobile Banking App Access | Yes | Yes | Yes |
| Free Visa® Gold Check Card | Yes | Yes | Start Young Visa Debit Card |
| Free Domestic ATM Withdrawals | Yes | Yes | Yes |
| Global ATM Network | Yes | Yes | Yes |
| Nationwide CO-Op Network✝ | Yes | Yes | Yes |
| Additional Features | Bill pay Mobile deposit Account Alerts Digital Wallet | Bill pay Mobile deposit Account Alerts Digital Wallet | Teen Person-to-Person and Bill Payments Parental Controls Mobile deposit Account Alerts Digital Wallet |
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Dividend Rates Effective: April 18, 2024
1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, AdelFi pays dividends monthly on the last day of each month. The APY and dividend rates are variable and subject to change after the account is opened. The minimum daily balance to earn dividends for the Interest Checking account is $100. The account will not earn dividends on days where the ending balance is below $100. Withdrawal of dividends and fees may reduce earnings the Interest Checking account.
✝AdelFi will not charge any additional fees; however, non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Please refer to AdelFi's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account dividend rates, agreements, terms, and conditions offered are subject to change without notice.
