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Is there a fee for using my debit card?


There is no fee for using your Visa® Gold check card when making purchases in the United States. A 3% international transaction fee for all withdrawals and purchases made outside the United States.

There is also no fee for depositing or withdrawing money using your Visa® Gold check card or Member Express ATM card at CO-OP network ATMs in the United States. Use the CO-OP ATM locator to find one of the 30,000 C0-Op ATMs in the United States.

Local bank networks may charge ATM withdrawal fees, which are disclosed before you complete the transaction. AdelFi members can avoid network ATM fees in the United States by using the CO-OP network. See the schedule of fees for all accounts and fees.