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What is a member-owned credit union?


Like every other credit union, ECCU is a financial cooperative. At a bank, you’re simply a customer. At a credit union, you’re a part-owner of the cooperative. It’s your financial institution.

ECCU’s board of directors provides overall direction to the credit union. The supervisory committee monitors credit union policies and practices to protect member accounts. Both groups are comprised of volunteer ECCU members who are elected to make decisions that are in the best interests of all ECCU members.