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When will my money be available?


A deposit received before 5:00 p.m. (PT) on a business day* is generally made available within 3-4 hours of the deposit being submitted. A deposit made after 5:00 p.m. will be made available on the following business day*.

ECCU may place holds based on your account balance(s) and history. If holds are placed, then up to $200 of your deposit is generally available the next business day*. Up to $5,000.00 of your deposit is generally made available within 2 business days. The remaining amount will be available on the 7th business day.


*Business days are Monday through Friday, except holidays.