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KASASA CASH

Free Kasasa
Cash® Checking

Earn a really, really high rate on your balance. Plus, you’ll get refunds on your ATM withdrawal fees, nationwide!*

Summary

Free checking that pays really high dividends
3.00% APY1 on balances up to $10,000
3.00% to 0.50% APY on balances over $10,000 depending on balance in account*
0.05% APY if qualifications aren’t met*
Refunds on ATM withdrawal fees, nationwide* (up to $25 per month)
Can link to Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fee
Free Online and Mobile Banking, including:
Online Bill Pay
Online statements
Mobile Check Deposit
Free Visa® Gold check card
$25 minimum deposit to open

How to Qualify

It's easy to earn your rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

At least 12 debit card purchases
Go Paperless by opting out of paper statements
Be enrolled in and log into online banking

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. Then, the very next month you can get right back to earning your full rewards!

Open in Minutes


For full Kasasa Cash disclosures click here.

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" differs from the current statement cycle. Contact member services at 800.634.3228 or internationally at 714.671.5705. or reference any of the Kasasa Truth In Savings Disclosure documents for specific Monthly Qualification Cycle dates.

*Reward Information:

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 earn a dividend rate of 2.96% that results in an APY of 3.00%; and daily balances over $10,000 earn a dividend rate of .25% on the portion of the daily balance over $10,000, resulting in a range from 3.00% to 0.50% APY depending on the account's daily balance. The advertised Kasasa Cash APY is based on compounding dividends. If member has a Kasasa Saver account, dividends earned on Kasasa Cash balances are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividends paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive notification within sixty (60) calendar days of the withdrawal transaction.

When your Kasasa Cash qualifications are not met, the entire daily balance in the Kasasa Cash account earns .05% APY and ATM withdrawal fees are not refunded

Dividends will be credited to your Kasasa Cash account on the last business day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last business day of the current statement cycle.

1APY (Annual Percentage Yield)

APYs accurate as of September 01, 2020.

Dividend Rates, tiers, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Kasasa accounts are available to individuals 18 years and older.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$25.00 minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.