Free Kasasa Saver® Account

Turn earned Kasasa® checking rewards into dividend-earning funds. The free account is a great way to collect and grow savings effortlessly!

Kasasa Saver is available exclusively to Kasasa Cash® or Kasasa Cash Back® checking account holders.


Free account that builds your savings effortlessly
Links to free Kasasa Cash or Kasasa Cash Back checking
1.00% APY1 on balances up to $100,000*
1.00% to 0.63% APY on balances over $100,000 depending on balance in account*
0.05% APY if qualifications aren’t met*
No minimum balance to earn rewards
No monthly maintenance fee
Free Online and Mobile Banking, including:
Online statements
Mobile Check Deposit
$25 minimum deposit to open

How to Qualify

Qualifying for Kasasa Saver rewards is super easy.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

At least 12 debit card purchases
Go Paperless by opting out of paper statements
Be enrolled in and log into online banking

Don’t worry if you don’t meet your qualifications during the cycle — your Kasasa accounts are still free. In fact, you’ll still earn our base dividend rate on Kasasa Saver. Plus, you can get right back to earning your full rewards the very next month!

Open in Minutes

For full Kasasa Saver with Kasasa Cash disclosures click here. For full Kasasa Saver with Kasasa Cash Back disclosures click here.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" differs from the current statement cycle. Contact member services at 800.634.3228 or internationally at 714.671.5705. or reference any of the Kasasa Truth In Savings Disclosure documents for specific Monthly Qualification Cycle dates.

*Reward Information:

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Kasasa Saver account earn a dividend rate of .995% that results in an APY of 1.00% and daily balances over $100,000 earn a dividend rate of .25% on the portion of the daily balance over $100,000, resulting in a range from 1.00% to 0.63% APY depending on the account's daily balance.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account the entire daily balance in the Kasasa Saver account earns .05% APY

Dividends will be credited to your Kasasa Saver account on the last business of the current statement cycle.

1APY (Annual Percentage Yield)

APYs accurate as of October 01, 2021.

APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Dividend rates, tiers, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Kasasa Accounts are available to individuals 18 years or older.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$25.00 minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.

A linked Kasasa Saver account is required for automatic savings.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.