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Ready to save on your next auto loan?

Make sure you are equipped with a great rate from a credit union that aligns with your faith.


Apply Now




At AdelFi, we’re committed to providing a fast auto-financing process with rates to suit your needs while advancing the Kingdom. Thanks to our low rates and no application or funding fees, you can easily apply for a new or used loan and be prepared with the best rate before walking into your local dealership. If a simple refinance is what you need, we’ll help you find financial relief with a reduced monthly payment. Be a better steward today with low auto loan rates!




New Car

New Car

Ready to get behind the wheel and enjoy that new car smell? Get pre-qualified for an AdelFi auto loan today.

Used Car

Used Car

Already found the perfect used car? Get pre-qualified with AdelFi auto loan before you buy.

Refinance Auto Loan

Refinance

Existing loan with another lender? Refinance today with AdelFi to lower your monthly payment.


Apply Now

Benefits

  • Low rates: Save on monthly payments by refinancing at a lower rate
  • First payment within 90 days2: Don’t worry about a payment for a few months
  • Apply in only 10 minutes: Easily apply and submit all required documents online
  • Zero fees and no prepayment penalty: No need to worry about extra fees or submitting early payments
  • Longer Terms: Extend the length of your loan to lower your monthly payments

Rates

New Loan Rates

Used/Refinance Loan Rates

How much can you save? Use this calculator to find out.

Auto Loan Calculator

Enter a total loan amount to estimate your monthly payment or determine your loan amount.

Your estimated monthly payment
$
for a $ loan

FAQs

How long does the application process take?

Completing and submitting your application should take approximately 10-15 minutes.

What can I expect when applying for a used or new vehicle

  • First, complete your loan application
  • Once completed, within two business days you will receive decision via email
  • If you are not a current AdelFi member, you will need to become a member and open at least one deposit account (checking or savings), which is completed during your application process.
  • After selecting your vehicle, you will need to supply AdelFi with a copy of your purchase order
  • Lastly, you will sign your loan documents and you’re done!

What can I expect when applying for a refinance?

  • First, complete your loan application
  • Once completed, within two business days you will receive decision via email
  • If approved, you will be asked to provide copy of the registration and the latest statement
  • If you are not a current AdelFi member, you will need to become a member and open at least one deposit account (checking or savings), which is completed during your application process.
  • Lastly, you will sign your loan documents and you’re done!

Are there any vehicle restrictions?

Vehicles must be 10 years or newer, have less than 150,000 miles, and may not be a commercial vehicle.

Are there FICO score requirements to apply for an auto loan?

You must have a minimum FICO score of 600.

Who is eligible to apply?

Anyone who has a Social Security Number or ITIN and is 18 years or older is welcome to apply. Please note that before your loan is funded, you must become a member of AdelFi and open at least one deposit account (checking or savings). Membership and deposit accounts will be established during your application process.

How do I check the status of my application?

To check the status of your application login here. You will be required to provide your last name, email address used on your application, and your social security number.

What do I do if I need to provide additional documentation for my loan request?

To provide additional documentation, login here. You will be required to provide your last name, email address used on your application, and your social security number. When logged in, select the arrow icon and follow the prompts to upload your documents.

AdelFi finances loans nationwide, excluding Pennsylvania.

A $25,000 auto loan with a simple interest rate of 2.20% and a corresponding Annual Percentage Rate (APR) of 2.20% for 60 months equates to an estimated monthly principal and interest payment of $440.38.

1. Rates published are Annual Percentage Rates (APR). Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. Current APR listed are the rates as of December 1, 2021. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

2. Interest will continue to accrue from when the loan is funded until the first payment date. For example, if you choose to make your first payment 90 days after the loan is funded, the amount of interest that will be collected is from the loan funding date to the date the first payment is made.

*96‐84 months 3‐years or newer

Maximum Vehicle Age - 10 years; Maximum Mileage - 150,000

The auto loan payment calculator is provided to help you estimate your monthly payment. Results are estimates only and are not guaranteed. The terms and conditions offered by AdelFi will differ and may affect the results of the calculator. If you have specific questions regarding your financial situation, please contact your financial advisor.