Members2, can refinance their auto loan to reduce their monthly expenses...and breathe easier!
Especially now, everyone could use some financial relief. Thanks to our low rates and no application or funding fees, you can easily refinance your auto loan and reduce your monthly payment.
Terms up to 84 months3.
How much can you save? Use this calculator to find out.
Completing and submitting your application should take approximately 10-15 minutes.
Vehicles must be 10 years or newer, have less than 125,000 miles, and may not be a commercial vehicle.
You must have a minimum FICO score of 640.
To apply, you must be an existing ECCU member, a US citizen, and 18 years or older. If you are not a current member, click here to apply. Applying for membership is quick and easy.
To check the status of your application login here. You will be required to provide your last name, email address used on your application, and your social security number.
To provide additional documentation, login here. You will be required to provide your last name, email address used on your application, and your social security number. When logged in, select the arrow icon and follow the prompts to upload your documents.
1. Rates published are Annual Percentage Rates. Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. Current APR listed are the rates as of September 3, 2020. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. For current rates, call Member Services 800.325.4652.
3. 84-month terms available to those with 700+ credit score. Maximum Vehicle Age - 7 years; Maximum Mileage - 75,000
† The auto loan payment calculator is provided to help you estimate your monthly payment. Results are estimates only and are not guaranteed. The terms and conditions offered by ECCU will differ and may affect the results of the calculator. If you have specific questions regarding your financial situation, please contact your financial advisor.