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Build some breathing room in your budget
Take advantage of low auto loan refinance rates!

Members Apply

Wouldn’t a smaller car payment be great?

Members2, can refinance their auto loan to reduce their monthly expenses...and breathe easier!

Especially now, everyone could use some financial relief. Thanks to our low rates and no application or funding fees, you can easily refinance your auto loan and reduce your monthly payment.

Terms up to 84 months3.

How much can you save? Use this calculator to find out.

Auto Loan Calculator

Enter a total loan amount to estimate your monthly payment or determine your loan amount.

Your estimated monthly payment
for a $ loan

1. Rates published are Annual Percentage Rates. Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. Current APR listed are the rates as of September 3, 2020. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. For current rates, call Member Services 800.325.4652.

2. ECCU offers auto loans to existing members. If you would like to become a member, we suggest you apply for one of our checking or savings accounts.

3. 84-month terms available to those with 700+ credit score. Maximum Vehicle Age - 7 years; Maximum Mileage - 75,000

† The auto loan payment calculator is provided to help you estimate your monthly payment. Results are estimates only and are not guaranteed. The terms and conditions offered by ECCU will differ and may affect the results of the calculator. If you have specific questions regarding your financial situation, please contact your financial advisor.