With simple and convenient online and mobile options,

Spend Less Time Banking and More Time on What Matters

Online & Mobile Banking

The look, feel and features of Online Banking are consistent on all your devices.
  • Computer: Use Chrome, Firefox, Internet Explorer, or Safari (MAC)
  • Tablet: iPAD or Android
  • Smartphone: iPhone or Android

Mobile Check Deposit

  • Deposit up to $10,000 per day for free
  • Simply follow the on-screen instructions to select the account, enter the amount take a picture of your check and confirm
  • Questions? View Mobile Check Deposit FAQs

Transfer Money

  • Transfer money between your ECCU accounts and your accounts at other financial institutions
  • Transfer money immediately to another ECCU member 24/7
  • Send money to almost anyone using just an email address

Make Payments

Manage Accounts

  • View account statements and tax forms
  • Set up Alerts
  • Change your address & manage your profile
  • Report a lost or stolen card

Don’t have online banking? Contact us to enroll.

  • What type of checks may be deposited? Checks written from a U.S. Bank or Credit Union in U.S. dollars. International checks and Money Orders are not accepted.
  • What are the deposit limits? Deposit up to $10,000.00 a day.
  • What are the cut-off times? ECCU considers your check received if it is submitted before 4:30 p.m. (PT) on a business day*. A check deposited on a business day after 4:30 p.m. (PT) is considered received as of the next business day.
  • When will the money be available? Up to $200 of your deposit is generally available the next business day*. Up to $5,000.00 of your deposit is generally made available within 2 business days when deposited before 4:30 p.m. (PT). The remaining amount will be available on the 7th business day.
  • What happens after the check is submitted? ECCU will review your check, then accept or reject it. We’ll be sure to email you if we reject your check for any reason. You may also check the status by visiting the Activity page and selecting Deposited Checks.
  • What should I do with my check(s) after I’ve deposited it? We recommend you securely store your check for 7-10 days. After that, destroy it.
  • Can I see copies of checks deposited? Yes. Visit the Activity page and select Deposited Checks. Your check history does not expire.
  • Are there fees for using mobile check deposit? There are no fees for consumer members.
*Business days are Monday through Friday except holidays

ECCU’s bill pay service is a very user-friendly, convenient way to pay people and bills online. Simply log into our secure online banking , select Pay a Person/Bill, and schedule payments. You determine whom to pay, when to make the payment, and from which account the bill will be paid. With online bill pay you can:

  • Pay people up to $5,000 a day.
  • Pay bills up to $10,000 a day.
  • Set future-dated and/or recurring payments. Payments will process on the business day you select.
  • View or download payment history.
  • Receive email or text notifications of activity, summaries or reminders.

Bill pay is ideal for paying friends, rent or mortgage, utilities, credit card bills, car payments and many of your monthly bills.

Bill Pay Fees:
Monthly Maintenance Fee: FREE
Electronic Transfers to individuals: FREE

See the schedule of fees for all accounts and fees.

For payments over $10,000, those that need fast settlement, and international transfers, look to ECCU’s online wire transfer service. This service allows you to electronically send funds domestically or internationally in U.S. dollars or foreign currency.

Wire Transfer Fees:
Incoming – Domestic & International: $8.00
Outgoing using online banking – Domestic: $18
Outgoing using online banking – International: $22

See the schedule of fees for all accounts and fees.

Receive text or email alerts to help monitor your finances and keep your accounts safe. Alerts can include:

  • Your account balance exceeds or dips below an amount you specify.
  • A deposit, withdrawal, check or any other transaction exceeds an amount you specify.
  • Your online statement is ready for viewing.
  • Transaction Activity, if a transfer or payment of any kind has been processed.
  • Security Notifications, if you change your Login ID, password, email address and more.
  • Security Notifications, if your payment templates or activity have changed.

With built-in internal controls and state-of-the-art technology, ECCU’s online banking provides the security you expect from your financial institution. All passwords, emails and online account information and activity is secure. Each user creates a unique profile that allows us to determine whether you appear to be the person conducting a given banking activity. In addition to your unique user ID and password, we require that each online banking user have an email address or phone number to which they can receive a secure access code. Whenever we need to validate your online access, we’ll phone, email or text a confirmation code.
Additionally:

  • Information passed between ECCU and your organization is encrypted or scrambled.
  • We verify user information when they log in from a new computer - they have to receive and enter a secure access code before logging in.
  • ECCU uses security systems to monitor for activity that is different from normal behavior - we'll contact you if something doesn't look right.
  • We require at least two users for Wire and ACH payments greater than $10,000.00 (see internal controls).
  • You can set up alerts to help you monitor your account activity for suspicious behavior.