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Whether you’re saving for a big purchase, retirement, or just want to create an emergency fund, our savings accounts can help you meet financial goals.

Compare Savings Accounts

Savings
Right for you if...
You want the basics.
Interest Rate
0.25% APY1
Monthly Maintenance Fee
$0
Minimum Opening Deposit
$25
Access
  • Free Online and mobile banking
  • Mobile deposit
  • Free account transfers to ECCU or external accounts
  • ATM Card Available upon request
  • Global ATM network
  • Free Domestic ATM Withdrawals and Nationwide shared branch access (through the Co-Op Network**)
Withdrawal Privileges
No more than 4 withdrawals per month
Money Market Savings
Right for you if...
You want to earn a high interest rate.
Interest Rate
Min. Daily Balance APY1
$0 0.35%
$25,000 0.45%
$50,000 0.50%
Monthly Maintenance Fee
$10*
Minimum Opening Deposit
$1,000
Access
  • Free Online and mobile banking
  • Mobile deposit
  • Free account transfers to ECCU or external accounts
  • ATM Card Available upon request
  • Global ATM network
  • Free Domestic ATM Withdrawals and Nationwide shared branch access (through the Co-Op Network**)
Withdrawal Privileges
No more than 4 withdrawals per month
Start Young Savings
Right for you if...
You want to teach your kids to save.
Interest Rate
0.25% APY1
Monthly Maintenance Fee
$0
Minimum Opening Deposit
$5
Access
  • Free Youth Online & mobile banking
  • Teen Person-to-Person and Bill Payments
  • Start Young Visa Debit Card
  • Parental Controls
  • Mobile deposit
  • Global ATM network
  • Free Domestic ATM Withdrawals and Nationwide shared branch access (through the Co-Op Network**)
Withdrawal Privileges
No more than 6 withdrawals per month

Rates Effective: December 01, 2019

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

*$10 monthly maintenance fee waived with a minimum $1,000 minimum daily balance.

**ECCU will not charge any additional fees; however non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.