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it Easy
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Save More When You Bundle


It's your money, why not make the most of it while impacting the Kingdom? Earn more knowing you are partnering with a credit union that helps your money impact many.

Compare Standard Savings Accounts

Savings

Right for you if...
You want the basics
Interest Rate
0.10% APY1
Monthly Maintenance Fee
$0
Minimum Opening Deposit
$25
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Free Domestic ATM Withdrawals
Global ATM Network
Nationwide CO-Op Network**
Access
  • Mobile deposit
  • Free account transfers to ECCU or external accounts
Withdrawal Privileges
No more than 4 withdrawals per month

Money Market Savings

Right for you if...
You want to earn a high interest rate
Interest Rate
Min. Daily Balance APY1
$0 0.10%
$25,000 0.15%
$50,000 0.20%
Monthly Maintenance Fee
$10

$10 monthly maintenance fee waived with a minimum $1,000 minimum daily balance.

Minimum Opening Deposit
$1,000
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Free Domestic ATM Withdrawals
Global ATM Network
Nationwide CO-Op Network**
Access
  • Mobile deposit
  • Free account transfers to ECCU or external accounts
Withdrawal Privileges
No more than 4 withdrawals per month

Start Young Savings

Right for you if...
You want to teach your kids to save
Interest Rate
0.10% APY1
Monthly Maintenance Fee
$0
Minimum Opening Deposit
$5
Free Online & Mobile Banking App Access
Free Visa® Gold Check Card
Start Young Visa Debit Card
Free Domestic ATM Withdrawals
Global ATM Network
Nationwide CO-Op Network**
Access
  • Mobile deposit
  • Teen Person-to-Person and Bill Payments
  • Parental Controls
Withdrawal Privileges
No more than 6 withdrawals per month

Looking for a savings account with rewards? Click here to learn more about Kasasa Savings account.


Rates Effective: December 01, 2021

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.


2New Member Promo High-Yield Money Market Account + Basic Checking Account Disclosures:

This Promotional Offer is effective beginning November 23, 2021 for all NEW ECCU Members and can end at the discretion of ECCU at any time without prior notice.

The promotional rate is paid monthly at a dividend rate of 1.00% resulting in an APY (Annual Percentage Yield) of 1.01% on balances up to $100,000. Promotional rate and cap are subject to change.

Any balances during the term above $100,000.00 will be automatically transferred to the Basic Checking account. Dividends earned that result in account balances exceeding $100,000.00 do not compound, and actual dividends paid may be less than advertised promotional APY. Click here for complete terms and conditions.

ECCU Promotional High-Yield Money Market Account + Basic Checking Bundle 1.01% APY on balances up to $100,000.00 for up to 12 months from account opening. Promo account will automatically convert to standard Money Market Savings after 12 months. Click here for complete terms and conditions.

  • Member on or after November 23, 2021.
  • $25 Minimum Opening Deposit.
  • High-Yield Money Market Account must be bundled with Basic Checking Account with $25 opening deposit. Basic checking account must be active to earn the promotional rate.
  • Offer may not be bundled with Kasasa Accounts.
  • Use promotional code MMA100 in the membership application.
  • Limit ONE High Yield Money Market Account per member
  • Click here for complete terms and conditions.

3Existing Member Promo High-Yield Money Market Account + Basic/Interest Checking Account Disclosures:

This Promotional Offer is effective beginning November 23, 2021 for all EXISTING ECCU Members and can end at the discretion of ECCU at any time without prior notice.

The promotional rate is paid monthly at a dividend rate of 0.75% resulting in an APY (Annual Percentage Yield) of 0.75% on balances up to $25,000. Promotional rate and cap are subject to change.

Any balances during the term above $100,000.00 will be automatically transferred to the designated Basic or Interest Checking account. Dividends earned that result in account balances exceeding $100,000.00 do not compound, and actual dividends paid may be less than advertised promotional APY

Existing ECCU Member Promotional Money Market Account + Basic/Interest Checking Bundle 0.75% APY on balances up to $100,000.00 for up to 12 months from account opening. Promo account will automatically convert to standard Money Market Savings after 12 months. Click here for complete terms and conditions.

  • $25 Minimum Opening Deposit.
  • Must be NEW Money. Monies must be from another source not already on deposit at ECCU.
  • Money Market Account must be bundled with Basic/Interest Checking Account with $25 opening deposit. Basic/Interest checking account must be active to earn the promotional rate.
  • Offer may not be bundled with Kasasa Accounts.
  • Use promotional code MMA75 in the membership application.
  • Limit ONE High Yield Money Market Account per member
  • Click here for complete terms and conditions.

General Account Disclosures:

  • Features and benefits of the Money Market Savings account are the same as the standard money market savings accounts except the minimum opening balance, dividend rate and balance cap. For complete information on features, benefits, and current regular rates for the qualified account in this offer please see the product description here: Checking Accounts and Saving Accounts. Regular account rates are subject to change.
  • Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information outside of this Promotional Offer.

All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

**ECCU will not charge any additional fees; however non-CO-OP ATMs fees may apply. Check the ATM finder for the closest fee-free ATM.

***See Kasasa Saver for full details

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.

Kasasa Saver is a trademarks of Kasasa, Ltd., registered in the U.S.A.