Back to FAQs

How do you (and I) help my child manage their account responsibly?

Built-in protections, parental monitoring and customizable alerts help you monitor your child's activity and guide their spending decisions. You can sit right beside them using dual account access, or monitor from a distance with the mobile app and alert.

Some of the built-in protections include:

  • Debit Card & ATM limits
  • No overdrafts - transactions will be declined
  • No external transfers

Although Start Young accounts have many protections in place, the best way to ensure your child uses banking features responsibly is to use these accounts as training tools and conversation starters. Work with your child to set up and manage their accounts and ensure they understand the features and their responsibilities.