As Much Freedom as They Can Handle

Start Young accounts allow your teens a healthy amount of personal expression—with adult safeguards. letting them manage their money while you keep an eye (and an app) on their activity.

The First Debit Card for Responsible Teens

Start Young Debit Card

Managing money wisely includes learning how it's used in today’s digital world. That’s why every account includes a Start Young Visa® Debit Card—giving your teens the chance to make some of their own spending decisions, while you still control limits and monitor their spending choices.

Secure Debit Card options that allow:

  • Everyday purchases on their own (gas, snacks, etc.)
  • Separate parental monitoring, spending limits, and alerts
  • Online and in-store purchase options
  • ATM access for deposits and limited withdrawals*

All with NO service or overdraft fees*

Keeps Parents and Teens Connected

Your teens can grab lunch using their debit card, check an account balance on the go, and send a friend gas money using the mobile app. And while they learn to use money wisely, you can set spending limits and monitor their accounts from anywhere.

Youth Mobile Transactions


Receive ongoing payments for chores well done


Make fast, secure Mobile Check Deposits anytime, anywhere


Easily reimburse others for food, gas and more

Additional Online Banking and Mobile App Features

Moving Truck


Move money between Start Young Spending and Savings

Magnify Glass


View all transactions and keep track of spending trends that may need adjustment



Activate various transaction or balance alerts to be notified of account activity by email or text.

Rates Effective: February 01, 2019

1APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

*Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.