As Much Freedom as They Can Handle

Start Young accounts allow your teens a healthy amount of personal expression—with adult safeguards. letting them manage their money while you keep an eye (and an app) on their activity.

As Much Freedom as They Can Handle

Start Young accounts allow your teens a healthy amount of personal expression—with adult safeguards. Letting them manage their money while you keep an eye (and an app) on their activity.

Teens (13-17) Bank, Parents Monitor

Start Young Spending Account

No monthly maintenance fees or minimum balance*
Mobile Person-to-Person Payments
Easy account deposit and transfer options
Separate parental access and alerts to limit and track your child’s account activity
24/7 monitoring using online banking and mobile App

Start Young Savings Account

No monthly maintenance fees*
0.10% APY¹
24/7 secure access using online banking and mobile app
Easy account deposit and transfer options
Separate parental controls to track child’s accounts

Both accounts offer FREE kid-friendly financial resources that reinforce your values.

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The First Debit Card for Responsible Teens

Managing money wisely includes learning how it's used in today’s digital world. That’s why every account includes a Start Young Visa^® Debit Card—giving your teens the chance to make some of their own spending decisions, while you still control limits and monitor their spending choices.

Secure Debit Card options that allow:

Everyday purchases on their own (gas, snacks, etc.)
Separate parental monitoring, spending limits, and alerts
Online and in-store purchase options
ATM access for deposits and limited withdrawals*

All with NO service or overdraft fees*

Keeps Parents and Teens Connected

Your teens can grab lunch using their debit card, check an account balance on the go, and send a friend gas money using the mobile app. And while they learn to use money wisely, you can set spending limits and monitor their accounts from anywhere.

GET PAID QUICKLY

Receive ongoing payments for chores well done

DEPOSITS CHECKS DIGITALLY

Make fast, secure Mobile Check Deposits anytime, anywhere

PAY FRIENDS AND FAMILY

Easily reimburse others for food, gas and more

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Question Mark

Start Young Logo Reversed

FAQs

How do I set up automatic allowance payments?

How can I review or be alerted when and where my child is spending money?

How can I review and talk about spending with my child?

View all FAQs >

Rates Effective: March 01, 2021

¹APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account, based on the dividend rate and frequency of compounding, in a 365-day period. For dividend-bearing checking and savings accounts, ECCU pays dividends monthly on the last day of each month. Withdrawal of dividends and fees may reduce earnings on this account.

*Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.