Student Product Package

Straightforward tools so you can
study hard and bank easy.
College Student Banking


Enjoy totally free checking*, convenient online and mobile banking, and fee-free ATM access at nationwide CO-OP locations. More >


What better way to start saving than with a free account? Bank on the go with mobile and online access, transfer funds and earn on your savings. More >

Become a Member

Apply Now

Students age 17 must include a parent or legal guardian as a co-applicant for a new account. At age 18, the student may request sole ownership of the account.

Online & Mobile Banking at your Fingertips, Literally

See all your accounts in one place, from anywhere and on any device. Plus:

Deposit checks from your phone or tablet

Pay friends on the go

Easily transfer money between all your accounts

Send or receive money with the push of a button

Dashboard and Net Worth screenshots
app view of accounts, spending and budgeting tabs


Track all your spending by category

Link external accounts for a complete view of your financial position and net worth.

Create a budget - from scratch or based off past spending.

See all debts and paydown strategies.

Smooth move.
ECCU CardSwap makes changing banks easier.
app view of accounts, spending and budgeting tabs

Automatically link your ECCU card to all your favorite online vendors using CardSwap, our online card management tools.

Quickly update online subscriptions, services and shopping cart payments to your ECCU debit or credit card.

Seamlessly replace expired or lost card information anytime your card status changes.

Set payment for more than 50 of your most popular online subscriptions sites and services—all in one place.

ATM finder screenshot


Withdraw fee-free cash near home or on the road

Bank at 5,000 shared branches

Use a network of 30,000 ATMs

Faith-Based Banking
and what that means for you

Making a lasting difference for Christ
Start your financial journey with our community of believers. ECCU members aren’t customers, they’re partners. Learn, grow and save with support you can count on.

Giving back when it counts
ECCU invests at least 10% of earnings into Christian communities and ministries. Our 2018 partners include Open Doors, Children's Hunger Fund, Dream Center and Samaritan's Purse.


Resources and insights around faith, finances and preparing for the future.

Most Americans Are Way too Close to Financial Ruin. Are You?

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Are You a Financially Fit Millennial? Ask yourself these questions

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Is the Fear of Debt Dictating Your Future?

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Connect with Us

To learn more about the financial packages available to college students or to learn more about faith-based banking and what that means to us, contact us or sign up below to learn more.

*Totally free checking when you opt out of receiving paper statements

Please refer to ECCU's Account Agreement and Disclosures and Personal Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. For current dividend rates and annual percentage yields, call Member Services at 877.545.0755 or internationally at 714.671.5705.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.