Access Your Money When You Need It
The right checking account is the cornerstone of any business’s finances. You’ll use it almost every day to make purchases, pay employees and vendors and manage your day-to-day finances. AdelFi offers business owners our business checking account with limited fees and is a great choice for businesses of almost any size.
Learn more about why you need a checking account for your business.
Tailored to Your Needs
Small-to-Medium Business
Sole Proprietor
Competitive Rates
Compare Accounts
| Analyzed Checking | Standard Checking | |
|---|---|---|
Right for you if... | You have high transaction activity or advanced cash management needs. | You need a simple business account for your low monthly activity. |
Minimum Opening Deposit | $200 | $200 |
Monthly Maintenance Fee | $19.50 | $12 |
How to reduce fees or keep it free | An earnings allowance may offset activity and maintenance fees. | No monthly maintenance fee with the following:
|
Monthly Cash Deposits | Refer to Fee Schedule. | The account allows $5,000 in monthly cash deposited. Refer to Fee Schedule for additional transactions. |
Total Monthly Transactions | Refer to Fee Schedule. | The account allows 300 combined transactions per month. Refer to Fee Schedule for additional transactions. |
Business Debit Cards
You will use your checking account almost every day, and you need a tool that allows you to easily access your money. With AdelFi’s VISA® Gold Check Card, you can make purchases anywhere VISA is accepted. This gives you the ability to make purchases at millions of retailers around the world both in person and online. Key card features include:
- No annual fee
- Thousands of CO-OP ATM locations nationwide for deposits and cash withdrawals
- Free employee cards
- Auto rental collision damage waiver
- 24/7 Visa® Customer Care
- Visa® zero liability protection* from fraud
- EMV Chip technology for enhanced security and fraud protection
- Pay with Apple Pay, Google Pay and/or Samsung Pay
Ready to open a Business Checking Account?
Sole Proprietor Business
Single Owner LLC
For-Profit/Multi Owner Business
Still have some questions?
Find Answers to your Business Accounts
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Listen to our CEO Abel Pomar discuss
how AdelFi Supports Businesses.
1Combined Balances include the Minimum Daily Balance of all checking, savings, and certificate accounts with the same tax-reported owner (personal accounts excluded). Accounts closed prior to month end will not have balances included in the calculation.
*You must apply for a Visa Business Check Card for your standard checking account. To apply for a Check Card, click here.
Please refer to AdelFi's Account Agreement and Disclosures and Account Information and Fee Schedule for complete information about each account. All account rates, agreements, terms, and conditions offered are subject to change without notice. The fee schedule contains current and upcoming fee changes starting January 1, 2024.
Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
Qualifying commercial accounts exceeding the maximum level of coverage provided by NCUA of $250,000 are also insured up to an additional $100,000 by American Share Insurance (ASI).
