To a Christian

Membership means opportunity. Joining a community of 10,000+ other believers who have put their money where their heart is. And banking options to align faith and finances.

To a Ministry

Membership means multiplication. Receiving specialized loans, banking services and resources for managing church finances to sustain strong, steady growth.

How to qualify for ECCU membership:

As with all credit unions, people qualify for ECCU membership by sharing a unifying common bond. Below is how you can qualify.

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If you are the spouse, child, parent (including in-laws), sibling (including in-laws), aunt, uncle, cousin or grandparent of an existing ECCU member or employee. All you need is the member’s name and birth date to complete your online application.

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Churches, Schools, Missions Agencies, and other Non-Profit Organizations

Through your denomination, school association, or other affiliation like ECFA, CMA, and more. If you don’t have any qualifying affiliations, we can still qualify you by your ministry’s statement of faith.

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For-Profit Business

Become a business member based on business owner or 50%+ majority owner(s) agreeing to ECCU’s statement of faith. If two or more owners have the majority stake, each would need to qualify.


In 2020 alone, ECCU members have helped support:

Ministry Grants


Ministry Grants
Missionary Support


Missionary Support
Employee Service Hours


Employee Service Hours
Missionary Fees Waived


Fees Waived for Missionaries
Missionaries Supported


Missionary Families Supported